Tuesday, December 27, 2011

Survival Priorities - Determining Threats to Your Survival

There are various things in our everyday lives that are threats to our survival. Determining which of these threats should be a priority is always a challenge but this challenge can be managed with a common sense approach. This will limit the element of risk involved for you and your family.

The first priority for determining a threat to your survival is an assessment of the immediate risks that can affect your current situation. Many natural events can be incorporated into your planning and simple precautions can then be taken to limit their effects on our lives. There are also man-made events that can affect our lives with equally devastating effects. We may not be able to stop them from happening but we can limit our risk if our survival priorities are focused on the most imminent threats.

Establishing your priorities for natural events is largely determined by the geographic area in which you live. In most cases, close proximity to relatives or work determine where we live and so relocating to a different area is not always an option. There are few places that don’t have some element of risk due to natural disasters. Earthquakes, hurricanes, tornadoes, floods and fires happen all too frequently in many different parts of the country. The truth is almost everyone will face a real threat from one of these types of natural disasters at some point in their lives. These are the threats people most commonly prepare for in their planning.

There are also economic threats to your survival as well. The sudden loss of a job, inflation with higher prices for goods and services or being retired and struggling on a fixed income can be as devastating as any natural event. These may have even more immediate and serious effects on your ability to survive. The best way to prepare for this type of event is to reduce your debt and have an “Emergency Fund” to help you get through tough economic times. You also need to consider the “health factor”. This should also be a priority because health needs can’t be ignored or put off till later without serious consequences.

Always evaluate your needs and determine the threats to your survival based on your own personal situation. You may have serious health issues that will be a priority, live in an area that is currently suffering from a serious economic downturn or on the coast where the likelihood of a hurricane is almost a certainty. In either case, you will need to determine the greatest risks to you survival according to your own personal circumstances.

Staying above the water line!


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