Frugal Prepping - Finances

If you happen to have plenty of money, this probably won’t be an issue for you but for the vast majority of people it is a major concern. Finances play an important part in your survival efforts on a daily basis. The lack of monetary resources doesn’t mean you can’t be prepared. Following a few simple tips will help you in your efforts.

Frugal Financial Tips

1. Learn to Do It Yourself - The simple act of learning to make minor repairs can save you a ton of money. Making simple gear items is another good way to save.

2. Substitute Generic or Store Brands - You can save money on your prepping by purchasing generic products or store brand items. Many of these are similar in quality to the name brand items without having to pay extra for the name on the label. Buy in bulk when possible.

3. Pay Cash for Needed Items - Many times you can get a good discount for paying cash. Some merchants are willing to give you a discount if you pay cash for items versus using a credit card. Always check to see if this is an option. You will also avoid creating extra debt.

4. Cut Back on Unnecessary Expenditures - Look for ways to save on the small everyday expenditures that while seeming insignificant on a daily basis can add up to a major expense over a period of time.

5. Don’t Endanger Your Health - Don’t risk an illness by trying to save money by avoiding regular checkups or doctor visits. Your health will always be a priority.

6. Learn to Prioritize - Have a priority protocol that you follow with emphasis on a balanced approached to your prepping. Keep the most important needs at the top of your list.

7. Get Creative - Look for creative ways to meet your prepping goals. A little creativity will go a long way.

8. Learn to Adapt and Improvise - Being able to adapt to various circumstances that can affect your prepping and then improvising a simple solution will save you money. Sometimes you just have to get by with less.

9. Look for Bargains - Always keep an eye out for bargains, close-outs, end of season specials, etc. These are a great way to save money.

10. Keep an Emergency Fund - Always keep an emergency fund. There will come a time when some extra cash is going to be required. Even if it is only a small fund, it will be needed in an emergency. Avoid using this fund for everyday expenses.

Staying above the water line!

Riverwalker