Tuesday, September 15, 2009

Frugal Prepping - Free Budget Planning Worksheet

Standing on One Leg


There’s an old saying “If you take care of your pennies, the dollars will take care of themselves.” One of the best ways to take care of those pennies is to have a personal budget as a financial road map. Without one, you may be going nowhere fast. Here is a simple budget planning worksheet that will allow you to keep track of your monthly expenses. This will give you an idea of what kind of year you can expect according to your own monthly expenses.

It’s in a simple one page form that can be printed out for future reference. It includes two separate categories for Primary and Secondary Expenses, as well as a place to keep track of any savings you may have put aside. You can even enter your own categories in place of any existing category depending upon what your expenses happen to be currently. The categories that have been included will cover most expense categories for you. You’ll be able to see where your money is going and if you can save additional funds for prepping or other necessary items. It will automatically show you what percentage of your income is going to savings and what is going to expenses, both Primary and Secondary. Tough times sometimes require tough choices and without a proper budget you may experience more difficulty surviving financially. It has examples included but these can be removed by clicking the cell and clearing the contents. The areas where entries are required are color coded. All other figures are automatically calculated for you.

This personal budget spreadsheet is meant to help you create a budget which will help you get a handle on where your money is going. Planning a budget will help you make decisions about where you stand financially, now and in the future. It doesn’t matter if you’re changing jobs, purchasing a home or land, or moving to a different location: you are going to need a budget to help you get there.

Planning ahead is a good thing!

You can preview and download this Budget Planning Worksheet here:

Budget Planning Worksheet (31.5 kb)

Before you wind up without a leg to stand on, get a handle on those expenses!

Staying above the water line!

Riverwalker

2 comments:

matthiasj said...

Very nice spreadsheet! Thanks a lot RW!

matthiasj
Kentucky Preppers Network

riverwalker said...

To: matthiasj

Thanks Matt!

I tried to make it simple but with all the essentials needed for planning a budget. All on one simple page. Hopefully,others may benefit from its use and not have to learn the hard way about getting over their heads in debt before it's too late.

RW

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